Asssume the following situation.
When A building is burning, you have to either save a child or a master piece painting. With the money from the painting, you can help a number of many poor children. What will you choose?
My reaction will be like this.
If anyone considers the value of the painting over the precious life of a human, he/she will be deemed to be cruel and money-minded.
Moreover, nobody will be calculating things during times of emergency.
Will a person try to take money kept in the residence, when the building is hit by earthquake?